 | Your real losses are assessed by an expert, who comes to observe in your plots the consequences of fungal diseases and then the harvest. The amount of the compensation depends on the expert’s evaluation of your real losses. The expertise allows an evaluation of the losses specific to your farm but is subject to the subjectivity of the expert and is more expensive than the index evaluation. |
 | Your losses are estimated on a local fungal pressure index measured, for example, in control vineyards near your home. The amount of compensation depends on the value of this index. Your real losses will sometimes be higher and sometimes lower than in the control vineyards, but the index can help to reduce insurance costs and make the assessment of losses more objective than an expert evaluation. |
| Your real losses are assessed by an expert, who comes to observe in your plots the consequences of fungal diseases and then the harvest. The amount of the compensation depends on the expert’s evaluation of your real losses. The expertise allows an evaluation of the losses specific to your farm but is subject to the subjectivity of the expert and is more expensive than the index evaluation. |
| Your losses are estimated on a local fungal pressure index measured, for example, in control vineyards near your home. The amount of compensation depends on the value of this index. Your real losses will sometimes be higher and sometimes lower than in the control vineyards, but the index can help to reduce insurance costs and make the assessment of losses more objective than an expert evaluation. |
| Your real losses are assessed by an expert, who comes to observe in your plots the consequences of fungal diseases and then the harvest. The amount of the compensation depends on the expert’s evaluation of your real losses. The expertise allows an evaluation of the losses specific to your farm but is subject to the subjectivity of the expert and is more expensive than the index evaluation. |
| Your losses are estimated on a local fungal pressure index measured, for example, in control vineyards near your home. The amount of compensation depends on the value of this index. Your real losses will sometimes be higher and sometimes lower than in the control vineyards, but the index can help to reduce insurance costs and make the assessment of losses more objective than an expert evaluation. |
| Your real losses are assessed by an expert, who comes to observe in your plots the consequences of fungal diseases and then the harvest. The amount of the compensation depends on the expert’s evaluation of your real losses. The expertise allows an evaluation of the losses specific to your farm but is subject to the subjectivity of the expert and is more expensive than the index evaluation. |
| Your losses are estimated on a local fungal pressure index measured, for example, in control vineyards near your home. The amount of compensation depends on the value of this index. Your real losses will sometimes be higher and sometimes lower than in the control vineyards, but the index can help to reduce insurance costs and make the assessment of losses more objective than an expert evaluation. |
